Payment options
Northern Eye Institute offers payment options through CareCredit® to help make your laser vision correction experience as affordable as possible.
Because we are committed to offering only the safest and most effective procedures available – while constantly staying on the leading edge of laser technology – the cost of our procedures may sometimes be greater than that of others who choose not to invest in the latest methods and advances.
But beyond price, is your assurance of:
- Personal care from your surgeon before, during and after surgery
- Experience – Northern Eye Institute has been conducting refractive surgery procedures since 1992
- Consistently excellent results
- Latest technology featuring Bausch & Lomb laser and keratometer
- Convenient offices in Duluth, Virginia, International Falls and Ely, Minnesota
Northern Eye Institute offers the following payment options and considerations:
1. Payment In Full
Payment can be made with cash, personal check or money order. We do not accept credit cards.
2. 0% Down Payment Plan through CareCredit®
We have a payment plan that requires no down payment. You can select a monthly payment that fits your budget. Terms can extend to 48 months. Payments are fixed and will not change. There are no upfront costs, no fees and no pre-payment penalties. To learn if you quality for a "0% down" payment plan click here.
3. $68 a month LASIK Plan through CareCredit®
We have a plan that makes LASIK as affordable as $68.00 a month. There are no upfront costs, no fees and no pre-payment penalties. For information on this plan and others at fixed monthly rates, click here.
4. Flexible Spending Account
A Flexible Spending Account (FSA) is an employer-sponsored benefit that allows you to pay for eligible medical expenses on a pre-tax basis. If you expect to incur medical expenses that won't be reimbursed by your regular health insurance plan, you can take advantage of your employer's FSA, if one is offered. FSAs are also called Flex Plans, reimbursement accounts, Flex 125, Tax Savings Plans, Medical Spending Accounts, a Section 125 or a Cafeteria Plan.
The benefit of FSAs is that you decrease your taxable income and increase your spendable income, which can save you hundreds or even thousands of dollars a year.
5. Insurance
Most insurance companies consider refractive surgery to be an elective procedure, so it is not covered under basic health or vision plans.
It is our sincere hope that laser vision correction can be an affordable option for all candidates. Please feel free to call our office with any questions or concerns regarding payment options at Northern Eye Institute.